Browse funding programs

23 open programs from the September 2026 catalog. No email required. Closed 2026 intakes (CanExport SMEs, Starter Company Plus, Summer Company, York SBEC, CDAP, COVID funds, EODF) are not listed. Use the assessment if you want a match against your profile.

23 of 23 programs

Loan

Canada Small Business Financing Program (CSBFP)

Up to $1,150,000 ($1M term loan + $150K line of credit)

Newcomers, new corporations, and existing SMEs needing a bank loan for equipment, leaseholds, a franchise, or working capital

Loan

BDC Small Business Loan

Up to $350,000

Existing profitable SMEs needing growth or working-capital financing up to $350K

Loan

BDC Pivot to Grow Loan

$250,000–$5,000,000

Existing exporters and tariff-impacted firms needing liquidity or a pivot plan

Loan

BDC LIFT (Lead with Innovation and Focus on Technology)

$25,000–$5,000,000

Existing SMEs investing in AI, digital systems, or digitally enabled equipment

Loan

Futurpreneur Core Startup Program

Up to $25,000 + up to $50,000 from BDC

Young founders (18–39) starting or recently started a business

Loan

Futurpreneur Black Entrepreneur Startup Program (BESP)

Up to $25,000 + up to $50,000 from BDC

Young Black entrepreneurs (18–39) starting or buying a business

Loan

Futurpreneur Indigenous Entrepreneur Startup Program (IESP)

Up to $25,000 + up to $50,000 from BDC

Young Indigenous entrepreneurs (18–39) starting a business

Loan

Futurpreneur Side Hustle Program

Up to $25,000

Young entrepreneurs starting a side business while employed

Grant

NRC Industrial Research Assistance Program (IRAP)

Advisory + non-repayable contributions (amount not published on the official page)

Existing innovative SMEs with R&D or technology commercialization projects

Tax credit

Scientific Research & Experimental Development (SR&ED) Tax Credits

35% refundable credit; $6M expenditure limit (tax years beginning after 15 Dec 2024)

Existing businesses conducting eligible R&D in Canada

Loan

Black Entrepreneurship Loan Fund

Up to $250,000

Black entrepreneurs starting or growing a business

Loan

Women Entrepreneurship Loan Fund

Up to $50,000

Women entrepreneurs needing up to $50K to start or grow

Loan

Aboriginal Entrepreneurship Program — Access to Capital

Up to $99,999 (individual); up to $250,000 (community businesses)

Indigenous entrepreneurs and community businesses seeking IFI capital

Loan

FedDev Ontario Regional Tariff Response Initiative (RTRI)

$125,000–$10 million repayable, or $125,000–$1 million non-repayable

Established southern Ontario firms hit by tariffs or trade disruption

Grant

Ontario Together Trade Fund (OTTF)

Up to $5,000,000

Established Ontario manufacturers and exporters adapting to trade disruption

Grant

Ontario Job Grant

Up to $10,000 per trainee ($15,000 for a small employer new hire)

Existing Ontario employers training staff or hiring and training a new employee

Loan

Advanced Manufacturing and Innovation Competitiveness (AMIC)

Loan up to 15% of eligible costs, maximum $5,000,000

Existing advanced manufacturers with a ≥$500K competitiveness project

Tax credit

Ontario Innovation Tax Credit (OITC)

8% refundable, maximum $240,000

Ontario corporations with eligible SR&ED expenditures

Tax credit

Ontario Research and Development Tax Credit (ORDTC)

3.5%

Ontario corporations claiming federal SR&ED

Tax credit

Ontario Made Manufacturing Investment Tax Credit (OMMITC)

15% refundable for CCPCs, maximum $3 million/year (property available for use on/after 15 May 2025)

Ontario manufacturers investing in eligible M&P buildings or equipment

Grant

Save on Energy Small Business Program

Lighting and non-lighting incentives for sites with ≤50 employees

Small premises in Ontario looking to cut energy costs

Loan

EDC Trade Impact Program

Varies — EDC trade financing (expanded 1 Sep 2026)

Existing exporters and export-suppliers managing tariff or trade disruption

Advisory

Markham Small Business Centre

Free advisory services + referrals to funding

Newcomers, new corporations, and anyone buying a local Markham business

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Filters hide cards in the browser; every program above is in the HTML for crawlers. Eligibility is the government’s. As of September 2026.